WHAT IS USED TO CALCULATE MY SCORE?
- Payment History indicates whether you have made your credit card payments, loan payments on time
- Amounts Owed – Compares how much you owe to your credit limits with various lenders
- Length of Time in File – Indicates how long you have had credit accounts
- New Credit – Shows how often you are seeking credit and how you handle accounts newly opened
- Type of Credit – Considers the types of loans you are seeking, car loans, lines of credit, credit cards, finance companies etc….
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